A DSCR (Debt Service Coverage Ratio) loan is a rental property financing solution that qualifies borrowers based on the property's ability to generate rental income to cover the loan payments—not based on personal income, tax returns, or W-2s.
This makes DSCR loans ideal for real estate investors who want to build their portfolio without the traditional income verification requirements. Whether you're a first-time investor or an experienced real estate professional, DSCR loans provide flexibility to grow your rental property portfolio.
We connect you with the right lenders and streamline the financing process for your investment needs.
Get pre-qualified in minutes and approved within 24-48 hours. Close in as fast as 7 days.
Check your rate without impacting your credit score. We use soft credit pulls only.
Our team helps you navigate the lending process and find the best terms for your situation.
Access to a wide network of lenders offering competitive rates and flexible terms.
Important terms and requirements for this loan product.
See how a typical loan might look for this product.
Get started in minutes with our streamlined application process.
Get a quick rate estimate in minutes. No credit impact with our soft credit pull.
Complete your application online. Our team will review and match you with lenders.
Receive approval within 24-48 hours. Review your loan terms and conditions.
Complete closing documentation and receive funding. Close in as fast as 7 days.
Check your rate today or apply now to begin your loan application.